Last Modified: October 7, 2021

The following sets for the Privacy Policy (“Privacy Policy”) of JustFund.us (“JustFund”, “we” or “our”), and is incorporated into and made a part of JustFund’s Terms of Use, available at https://www.justfund.us/terms-of-use.

The privacy of your personal information (in some countries referred to as “personal data” or “personally identifiable information”) is important to us. We provide you with this Privacy Policy so that you will understand our commitment to you and to your data privacy. This Privacy Policy describes what information we may collect about you; how we store and process your information; how we protect it; and how to assert your rights and preferences regarding how your information is collected and processed. 

As our Privacy Policy changes in significant ways, we will make reasonable efforts to notify you of the changes. Minor changes to the Privacy Policy may occur without notification as long as they do not affect our collection or processing of personally identifiable data. As new features and functionalities are added, we may need to update or review the Privacy Policy and reserve the right to do so at any time, without prior notice and by posting the revised version. In case we modify this Privacy Policy in a way that your awareness of the changes shall be required, we may provide notice at the top of the Privacy Policy for at least 30 days after the new effective date so that you can see at a glance that the Privacy Policy has changed. 

Introduction

This Privacy Policy describes the types of information we may collect from you or that you may provide when you visit the website www.justfund.us and any applicable subdomains thereof, and through any applications, mobile applications, functionalities, content, materials, or other online services provided by JustFund (the “Portal”) and our practices for collecting, using, maintaining, protecting and disclosing that information.

This Privacy Policy does not apply to information collected by:

  • Us offline or through any other means, including on any other website operated by JustFund or any third party (including our affiliates and subsidiaries); or
  • Any third party (including our affiliates and subsidiaries), including through any application or content that may link to or be accessible from or on the Portal. Such collection will be governed by the privacy policy of the respective third party, which we encourage you to review for more information about their data collection practices.

Please read this Privacy Policy carefully to understand our policies and practices regarding your information and how we will process it. If you do not agree with our policies and practices, your choice is not to use our Portal. By accessing or using this Portal, you agree to this Privacy Policy. This Privacy Policy may change from time to time. Your continued use of this Portal after we make changes is deemed to be acceptance of those changes, so please check the policy periodically for updates.

Persons Under the Age of 18

Our Portal is not intended for use by persons under 18 years of age. No one under age 18 may provide any personal information to or on the Portal. We do not knowingly collect personal information from persons under 18. If you are under 18, do not use or provide any information on this Portal or on or through any of its features, register on the Portal, make any purchases through the Portal, use any of the interactive or public comment features of this Portal. If we learn we have collected or received personal information from a person under 18 without verification of parental consent, we will remove that information. If you believe we might have any information from or about a person under 18, please contact us at [email protected] or [email protected].

Information We Collect About You and How We Collect It

We collect several types of information from and about users of our Portal, including information:

  • By which you or your organization may be personally identified, such as name, postal address, email address, telephone number, IP Address, Geographic information, and Pictures, (“personal information”);
  • That is about you but individually does not identify you; and/or
  • About your internet connection, the equipment you use to access our Portal, and usage details.

We collect this information:

  • Directly from you when you provide it to us.
  • Automatically as you navigate through the site. Information collected automatically may include usage details, IP addresses and information collected through cookies, web beacons and other tracking technologies.
  • From third parties, for example, our business partners.

Information You Provide to Us

The information we collect on or through our Portal may include:

  • Information that you provide by filling in forms or uploading information or documentation through our Portal.
  • Records and copies of your correspondence (including email addresses), if you contact us.
  • Your responses to surveys that we might ask you to complete for research purposes.
  • Details of transactions you carry out through our Portal and of the fulfillment of your membership registration. You may be required to provide financial information before registering as a member with our Portal.
  • Your search queries on the Portal.

You also may provide information to be published or displayed (hereinafter, “posted”) on publicly viewable areas of the Portal, also known as “Community Activity”, or transmitted to other users of the Portal or third parties (collectively, “User Contributions”). Your User Contributions are posted on and transmitted to others at your own risk. Although we limit access to certain pages, please be aware that no security measures are perfect or impenetrable. Additionally, we cannot control the actions of other users of the Portal with whom you may choose to share your User Contributions. Therefore, we cannot and do not guarantee that your User Contributions will not be viewed by unauthorized persons.

Information We Collect Through Automatic Data Collection Technologies

As you navigate through and interact with our Portal, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions and patterns, including:

  • Details of your visits to our Portal, including traffic data, location data, logs and other communication data and the resources that you access and use on the Portal.
  • Information about your computer and internet connection, including your IP address, operating system and browser type.

We also may use these technologies to collect information about your online activities over time and across third-party websites or other online services (behavioral tracking). The information we collect automatically is statistical data and does not include personal information, but we may maintain it or associate it with personal information we collect in other ways or receive from third parties. It helps us to improve our Portal and to deliver a better and more personalized service, including by enabling us to:

  • Estimate our audience size and usage patterns.
  • Store information about your preferences, allowing us to customize our Portal according to your individual interests.
  • Speed up your searches.
  • Recognize you when you return to our Portal.

The technologies we use for this automatic data collection may include:

  • Cookies (or browser cookies). A cookie is a small file placed on the hard drive of your computer. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting you may be unable to access certain parts of our Portal. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Portal.
  • Flash Cookies. Certain features of our Portal may use local stored objects (or Flash cookies) to collect and store information about your preferences and navigation to, from and on our Portal. Flash cookies are not managed by the same browser settings as are used for browser cookies.
  • Web Beacons. Pages of our Portal and our e-mails may contain small electronic files known as web beacons (also referred to as clear gifs. pixel tags and single-pixel gifs) that permit JustFund, for example, to count users who have visited those pages or opened an e-mail and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity).

We do not collect personal information automatically, but we may tie this information to personal information about you that we collect from other sources or you provide to us.

Third-party Use of Cookies and Other Tracking Technologies

Some content or applications on the Portal may be served by third-parties. These third parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use our website. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and across different websites and other online services. They may use this information to provide you with interest-based (behavioral) or other targeted content.

We do not control these third parties’ tracking technologies or how they may be used. If you have any questions about targeted content, you should contact the responsible provider directly.

How We Use Your Information

We use information that we collect about you or that you provide to us, including any personal information:

  • To present our Portal and its contents to you.
  • To provide you with information, products or services that you request from us.
  • To fulfill any other purpose for which you provide it.
  • To carry out our obligations and enforce our rights arising from any contracts entered into between you and us.
  • To notify you about changes to our Portal or any products or services we offer or provide though it.
  • To allow you to participate in interactive features on our Portal.
  • In any other way we may describe when you provide the information.
  • For any other purpose with your consent.

We may also use your information to contact you about our own and third-parties’ services that may be of interest to you. If you do not want us to use your information in this way, please check the relevant box located on the form on which we collect your data.

Disclosure of Your Information

We may disclose aggregated information about our users, and information that does not identify any individual, without restriction. We may disclose personal information that we collect or you provide as described in this privacy policy:

  • To our subsidiaries and affiliates.
  • To contractors, service providers and other third parties we use to support our business and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them.
  • To a successor in the event of a merger, divestiture, restructuring, reorganization, dissolution or other sale or transfer of some or all of JustFund’s assets, whether as a going concern or as part of bankruptcy, liquidation or similar proceeding, in which personal information held by JustFund about our Portal users is among the assets transferred.
  • To third parties to market their products or services to you if you have not opted out of these disclosures. We contractually require these third parties to keep personal information confidential and use it only for the purposes for which we disclose it to them.
  • To fulfill the purpose for which you provide it.
  • For any other purpose disclosed by us when you provide the information.
  • With your consent.

We may also disclose your personal information:

  • To comply with any court order, law or legal process, including to respond to any government or regulatory request.
  • To enforce or apply our Portal Terms of Use and other agreements, including for member billing and collection purposes.
  • If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of JustFund, our members or others.

Choices About How We Use and Disclose Your Information

We strive to provide you with choices regarding the personal information you provide to us. We have created mechanisms to provide you with the following control over your information:

  • Tracking Technologies and Advertising. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. To learn how you can manage your Flash cookie settings, visit the Flash player settings page on Adobe’s website. If you disable or refuse cookies, please note that some parts of this site may then be inaccessible or not function properly.

You may communicate with us via email at [email protected] or [email protected] to request access to, correct or delete any personal information that you have provided to us. We cannot delete your personal information except by also deleting your user account. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.

If you delete your User Contributions from the Portal, copies of your User Contributions may remain viewable in cached and archived pages, or might have been copied or stored by other Portal users. Proper access and use of information provided on the Portal, including User Contributions, is governed by our Terms of Use.

Data Security

We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration and disclosure. All information you provide to us is stored on our secure servers behind firewalls. Any payment in connection with a membership registration will be encrypted.

The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Portal, you are responsible for keeping this password confidential. We ask you not to share your password with anyone. We urge you to be careful about giving out information in public areas of the Portal like message boards. The information you share in public areas may be viewed by any user of the Portal.

Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Portal. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Portal.

We may retain your personal information as long as you continue to use the Portal, have an account with us, or for as long as is necessary to fulfill the purposes outlined in this Privacy Policy. You can ask to close your account by contacting us as described above, and we will delete your personal information on request. We may, however, retain personal information for an additional period as is permitted or required under applicable laws, for legal, tax, or regulatory reasons, or for legitimate and lawful business purposes.

If you are a non-U.S. user of the Portal, by visiting the Portal and providing us with data, you acknowledge and agree that your personal information may be processed for the purposes identified in this Privacy Policy. In addition, your personal information may be processed in the country in which it was collected and in other countries, including the United States, where laws regarding processing of personal information may be less stringent than the laws in your country. By providing your data, you consent to such transfer.

General Data Privacy Regulation (GDPR)

The General Data Protection Regulation (“GDPR”) took effect on May 25, 2018, and is intended to protect the data of European Union (EU) citizens. If you are a resident of the European Economic Area (EEA), or are accessing our Platform from within the EEA, you may have certain rights with respect to your data.

Legal Basis for Processing Personal Information under GDPR

We may process personal information (as defined in the GDPR) under the following conditions:

  • Consent: You have given your consent for processing personal information for one or more specific purposes.
  • Performance of a contract: Provision of personal information is necessary for the performance of an agreement with you and/or for any pre-contractual obligations thereof.
  • Legal obligations: Processing personal information is necessary for compliance with a legal obligation to which JustFund is subject.
  • Vital interests: Processing personal information is necessary in order to protect your vital interests or of another natural person.
  • Public interests: Processing personal information is related to a task that is carried out in the public interest or in the exercise of official authority vested in JustFund.
  • Legitimate interests: Processing personal information is necessary for the purposes of the legitimate interests pursued by JustFund.

In any case, we will gladly help to clarify the specific legal basis that applies to the processing, and in particular whether the provision of personal information is a statutory or contractual requirement, or a requirement necessary to enter into a contract.

Your Rights under the GDPR

The laws of certain jurisdictions may provide data subjects with various rights in connection with the processing of Personal Information, including:

  • The right to withdraw any previously provided consent;
  • The right to access certain information about you that we process;
  • The right to have us correct or update any personal information;
  • The right to have certain personal information erased;
  • The right to have us temporarily block our processing of certain personal information;
  • The right to have personal information exported into common machine-readable format;
  • The right to object to our processing of personal information in cases of direct marketing, or when we rely on legitimate interests as our lawful basis to process your information; and
  • The right to lodge a complaint with the appropriate data protection authority.

Where we are deemed a data controller under the laws of certain jurisdictions, we will take steps to help ensure that you are able to exercise your rights regarding personal information about you in accordance with applicable law. To do so, you may contact us at [email protected] or [email protected]. Please note these rights may be limited in certain circumstances as provided by applicable law. We will promptly review all such requests in accordance with applicable laws. Depending on where you live, you may also have a right to lodge a complaint with a supervisory authority or other regulatory agency if you believe that we have violated any of the rights concerning personal information about you. We encourage you to first reach out to us at [email protected] or [email protected], so we have an opportunity to address your concerns directly before you do so.

Changes to Our Privacy Policy

It is our policy to post any changes we make to our privacy policy on this page with a notice that the privacy policy has been updated on the Portal home page. If we make material changes to how we treat our users’ personal information, we will notify you by email to the email address specified in your account and/or through a notice on the Portal home page. The date the privacy policy was last revised is identified at the top of the page. You are responsible for ensuring we have an up-to-date active and deliverable email address for you, and for periodically visiting our Portal and this privacy policy to check for any changes.

Contact Information

To ask questions or comment about this privacy policy and our privacy practices, please send an email to [email protected] or [email protected].